/news/b/articles/archive/2017/07/28/how-to-invest-10-tips-from-skolkovo_1920_s-fintech-guru.aspxWe all want to get the most out of our money, but most of us can’t afford to take large risks with our savings, and many have no savings at all, or are in the red. An estimated 40 million Russians are in debt , having borrowed 11 trillion rubles7.x Production